#CapOut Every Year

File #CapOut Program

The File #CapOut Program allows a Loan Officer to cap out at $20,000 annually. Once the cap out is reached, you, as the Loan Officer, will earn the Per File margin on all subsequent deals, in addition to your regular compensation.

Fiducia Home Loans has the best LO Comp Plan in the industry. Loan Officers pay a flat payment per file. Once they reach the annual cap of $20,000, the entire commission split is directed to the Loan Officer. As a prerequisite to joining Fiducia Home Loans, a Loan Officer must have closed a minimum of six loans in the last 12 months.

Control Your Comp

After reaching your annual company compensation cap, any additional corporate margin earned will be directly allocated to you. This represents a significant increase in pay compared to other lender structures. You have the option to retain the margin or enhance your rates. The bottom line is, you're in control!

Multiple Income Streams

Elevate your earning potential through our RevShare Program. By recruiting Loan Officers, you can earn residual compensation based on their production.

Let's discuss, click below to get started.

We put more money in your pocket

Calculate How Much You'll Make

Calculate how much money you are currently leaving on the table.

Calculate how much you can earn from the RevShare Program.

Our package is stacked with value

Our technology-focused company was built by a top originating Loan Officer for Loan Officers that want to be at the top of their game. Check out the best Loan Officer package in the industry for the money -- from the ones we've built from scratch to our partnerships with enterprise-level systems. We provide everything you need to get going immediately.

The Best Loan Officer Package

Mortgage & Realtor Leads

Focused Pipeline

All-in-One Technology Platform

Loan Origination System

Salesforce (CRM)

MeridanLink and Arive (LOS)

Product Pricing Engine

MeridianLink Price MyLoan & LoanSifter (PPE)

Knowledge Base & Support

Robust Automatic & Virtual Support

Recruitment Toolkit

Assets to Build your Team

Streamlined Disclosure Process

DocMagic

Coaching & Training

Daily Systems and Sales Training

Mortgage & Recruit Website

Mobile Website

Full Service Processing

Experienced Contract Processors

Mortgage Leads Toolkit

Connect with Clients

Great Platform
Enterprise Systems
Cheap Price

Fee Overview

Our minimal fees give you access to the Loan Officer Package. Monthly recurring fee must be paid by credit or debit card.

Monthly Fees

$19.99 / month (required)

System Fee

LOS Fee

Loan Officers have the option to use MerdianLink or ARIVE loan origination system. Depending on which LOS you select, your cost will reflect that platform's fee.

Varies dependent on LOS you select (required)

Get your referral partners paid

Our Business Development Team

You can get your current referral partners, like realtors, paid up to 1% of the loan amount.

They'll join our Business Development Team and refer mortgage deals, whether that client is seeking pre-approval or already in contract. It's a win-win for you and your referral partners.

Now, here's how our RevShare Program works

Residual Income

1

2

Earn Income on LOs you recruit

You will earn 10 bps on closed loans for every LO you bring in.
This is called your Tier 1.

3

4

Share the love and spread the word! As other loan officers come onto our platform driven by your referral, you'll grow another stream of income. Lets break down our RevShare Program.

Earn income on the LOs your direct recruit brings in

When your direct recruit brings in LOs, you will earn 10 bps on their closed loans.
This is called your Tier 2.

Even earn income on your recruits, downline LOs

When the LOs you recruit, begin to bring on LOs, you’ll earn 5 bps on those LOs.
This is called your Tier 3.

You'll make at least $185,000 every year!

When your downline LOs recruit five loan officers & meet the annual company commission cap ($2 million loan volume), you hit $185,000 in RevShare comp and keep earning more from there:

Tier 1 -> you earn 10 bps / deal = $10,000
10 bps (.1%) x $2 MM (LOs loan volume) = $2,000 per Tier 1 LO

Tier 2 -> you earn 10 bps / deal = $50,000
10 bps (.1%) x $2 MM (LOs loan volume) = $2,000 per Tier 2 LO

Tier 3 -> you earn 5 bps / deal = $125,000
5 bps (.05%) x $2 MM (LOs loan volume) = $1,000 per Tier 3 LO

Our top lending partners support you

Partner Perks

All-expense-paid trip to the Rocket Pro TPO campus in Detroit

Visit Rocket Pro TPO's Detroit campus for an exclusive in-person session. Created specifically to get insights into current market conditions and provide transparency into what we're doing to help grow your business. Meet top tier leadership, network with other professionals, and influence the future.

SALES TRAINING
Mortgage Sales Training

PLATFORM TRAINING
TPO Platform Training

Rocket Pro TPO's virtual and in-person, instructor-led training provides strategies to help you:

• Provide visibility into loan statuses

• Provide informed advice to your clients

• Overcome objections

• Grow your referral business

• Prepare for the NMLS SAFE Training course

Level up with continuously updated trainings, such as:

• New technology and product features

• Leveraging Pathfinder, our searchable knowledge base

• Navigating the condo purchase process through Condo Simply

Contact us

Interesting in learning more? Click the button, complete the form and we'll be in touch.

Pinnacle Partner